Years ago, I attended a training seminar on Life Insurance that left a lasting impression on me. The speaker told a story so simple, yet so powerful, that it changed the way I viewed insurance — not as a product, but as a promise. During the session, someone from the audience raised a question : “Sir, how do I know the insurance company will really pay my claim ? ” It’s a fair question — one that many people silently carry in their minds. After all, if a claim isn’t paid when it’s needed most, what’s the point of having insurance? Until that moment arrives, paying premiums can easily feel like a waste of money. The trainer smiled and said, “I understand your concern. Let me explain it in a way that might make sense to you. Do you drive a car? Or have you ever sat in one? Every car comes with an airbag .” He paused, letting everyone lean in. “When was the last time you tested your airbag?” Of course, no one had. The only way to test an airbag is to crash your car — and no...


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