“I Have Enough Money. I Don’t Need Insurance.” The One Sentence I Hear from the Clients Who Actually Need It Most. A few weeks ago I was sitting with a very successful businessman. Seven-figure turnover, multiple properties, kids in top schools, the full package He looked me in the eye and said: “I think I have enough money. And honestly, I don’t believe in insurance.” I smiled and told him: “That’s exactly why we need to talk.” Because here’s the truth nobody wants to say out loud: The richer and more capable you are… the more dangerous it is to die without a Plan B . You are not just a person. You are the goose that lays the golden eggs for your entire family. You know how to turn ₹10 crore into ₹50 crore. Your wife probably doesn’t. Your children definitely don’t — not yet. And statistics are brutal: 87% of family businesses die with the founder. Not because the family is lazy or stupid. Because nobody can replace YOU. Your vision. Your relationships. Your ability to make ...